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Child Education & Other Planning Solutions

child_educationEvery investor has different cash flow structure and most often a combination of regular cash flow and some periodical lump sums to invest.

This again is a simple excel sheet to help to figure out how much it takes on a monthly / annual basis to reach a given financial goal at a given return.

Also this sheet helps to understand the inflation and tax effects on investment returns.

For eg,, an investment yielding 9% returns after the investors tax bracket of 30% may actually yield only [9-2.70] 6.30% net returns which is the number to look for persons in high tax bracket.

Similarly if the cost of child education today is 3 Lakhs and one is planning for this 18 years from now at an assumed inflation level of 7% the future cost would be around 12 Lakhs.

Disclaimer:

These calculators (excel sheets) are designed to be informational and educational tools only, and when used alone, do not constitute investment advice. We strongly recommend that you seek the advice of a financial services professional before making any type of investment. We are not responsible for any human or mechanical errors or omissions.