Information made available in this website is purely as a measure of facilitation and not to be construed as an offer or solicitation. While every effort has been made to ensure that the information given is correct, the author does not hold himself liable for any consequences, legal or otherwise, arising out of use of any such information. In view of the individual nature of the product features, tax consequences, etc., you are advised to have detailed professional consultation before taking any decision for action on the basis of information provided here.

Insurance is the subject matter of the solicitation.

The information contained in this site is for the purpose of letting the reader know of our services.

VS Financial Services, its employees & representatives do not accept any liability if a reader acts on the basis of information that may be found in this site.

Though due care has been taken to put together the information, we do not accept any liability for any actions taken and consequences thereupon of any person who uses such information.

We reiterate that the information has been given only for the express purpose of dissemination of information among the public to let them know of our services and their scope.

The information, software, products, and services included in or available through the VS Financial Services sites/services may include inaccuracies or typographical errors. Changes are periodically made to the VS Financial Services sites/services and to the information therein. VS Financial Services and/or its respective suppliers may make improvements and/or changes in the VS Financial Services sites/services at any time.

VS Financial Services website vsfinancials.com and/or its respective suppliers make no representations about the suitability, availability, lack of viruses or other harmful components and accuracy of the information, software, products, services and related graphics contained within the VS Financial Services sites/services for any purpose. All such information, software, products, services and related graphics are provided “as is” without warranty of any kind. VS Financial Services and/or its respective suppliers hereby disclaim all warranties and conditions with regard to this information, software, products, services and related graphics, including all implied warranties and conditions of merchantability, fitness for a particular purpose, workmanlike effort, title and non-infringement.

This site may contain links to other web sites operated by third parties (“linked sites”). You acknowledge that VS Financial Services and its sponsors neither endorse nor are affiliated with the linked site and are not responsible for any content of any linked site or any link contained in a link site, or any changes or updates to such sites. You also acknowledge that VS Financial Services is providing these links to you only as a convenience.

You specifically agree that VS Financial Services shall not be responsible for unauthorized access to or alteration of your transmissions or data, any material or data sent or received or not sent or received, or any transactions entered into through VS Financial Services site/service. You specifically agree that VS Financial Services is not responsible or liable for any threatening, defamatory, obscene, offensive or illegal content or conduct of any other party or any infringement of another’s rights, including intellectual property rights. You specifically agree that VS Financial Services is not responsible for any content sent using and/or included in VS Financial Services site/service by any third party.

In no event shall VS Financial Services and/or its suppliers be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use or performance of the VS Financial Services sites/services, with the delay or inability to use the VS Financial Services sites/services or related services, the provision of or failure to provide services, or for any information, software, products, services and related graphics obtained through the VS Financial Services sites/services, or otherwise arising out of the use of the VS Financial Services sites/services, whether based on contract, tort, negligence, strict liability or otherwise, even if VS Financial Services or any of its suppliers has been advised of the possibility of damages. VS Financial Services does not endorse in anyway any advertisers/ contents of advertisers on its webpages. Please therefore verify the veracity of all information on your own before undertaking reliance and actioning thereupon. VS Financial Services shall not be responsible nor liable for any consequential damages arising on account of your relying on the contents of the advertisement.

Use of the VS Financial Services sites/services is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree to indemnify and hold VS Financial Services, its subsidiaries, affiliates, officers and employees, harmless from any claim, demand, or damage, including reasonable attorneys’ fees, asserted by any third party due to or arising out of your use of or conduct on the VS Financial Services sites/services. VS Financial Services reserves the right to disclose any personal information about you or your use of the VS Financial Services sites/services, including its contents, without your prior permission if VS Financial Services has a good faith belief that such action is necessary to:

conform to legal requirements or comply with legal process;

protect and defend the rights or property of VS Financial Services or its affiliated companies;

enforce the terms or use; or

act to protect the interests of its members or others.

VS Financial Services performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of VS Financial Services right to comply with governmental, court and law enforcement requests or requirements relating to your use of the VS Financial Services sites/services or information provided to or gathered by VS Financial Services with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and VS Financial Services with respect to the VS Financial Services sites/services and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and VS Financial Services with respect to the VS Financial Services sites/services.

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